LIAM E. EIRIK & SILVA M. NOVÁK. EXPLORING THE FACTORS LEADING TO LOAN DELINQUENCY. Technology Journal of Management , Accounting and Economics, [S. l.], v. 12, n. 3, 2024. Disponível em: https://www.publishpk.net/index.php/techonlogy/article/view/317. Acesso em: 20 jun. 2025.