REDMAN, B. K. The Effects of Central Bank Digital Currencies (CBDCs) on Commercial Banking Models in Emerging Economies. International Journal of Innovative and Applied Finance, [S. l.], v. 13, n. 1, 2025. Disponível em: https://www.publishpk.net/index.php/ijiaf/article/view/369. Acesso em: 9 aug. 2025.