PROF. AMA ESSEL & DR. JOHN O. OKOTH. Financial Inclusion Through Microfinance: A Comparative Study of Developing Economies. International Journal of Innovative and Applied Finance, [S. l.], v. 12, n. 3, 2024. Disponível em: https://www.publishpk.net/index.php/ijiaf/article/view/324. Acesso em: 21 jun. 2025.