THAMIR RAHI F. & SALMAN D. S. The Future of Financial Services: Trends, Challenges, and Opportunities in a Rapidly Changing Landscape. International Journal of Innovative and Applied Finance, [S. l.], v. 9, n. 3, 2021. Disponível em: https://www.publishpk.net/index.php/ijiaf/article/view/170. Acesso em: 6 may. 2025.