Financial Technology as a Mediating Variable between Entrepreneurial Behavior and Financial Performance: An Analytical Study

Abstract

The integration of financial technology has become a major factor in modern institutions, which has led to changes in a series of industries, and this can support entrepreneurial behavior to improve the financial performance of companies. These technologies have become a vital tool for individuals and institutions alike, as they contribute to saving time, effort and cost, and improving payment and transfer operations in general. Accordingly, the research aims to identify the mediating role of financial technology between entrepreneurial behavior and financial performance. The research was applied to a sample of Iraqi banks, and the research adopted the mixed analysis method (qualitative and quantitative) using regression analysis and structural modeling. The research reached a set of conclusions, the most important of which is that financial technology enhances the simplification of financial procedures and operations and supports entrepreneurial behavior, thus improving financial performance.